FICO Insurance Scores

FICO® Credit-Based Insurance Scores

Planning for your future means managing your present, building a secure foundation to support you, rain or shine. Part of managing your life is managing your credit: paying your bills on time and maintaining low balances. Your credit history creates an overall picture of your personal finances, and can be scored to make a prediction of your future behaviors.
Many insurance companies include credit-based insurance scoring as one of the factors they evaluate (along with other factors like claims history and driving record) to predict the level of insurance risk you represent. Evaluating these factors together helps insurers determine if you qualify for their underwriting programs, and at what rate.

Learn what insurance scores are, what they aren't, and how you benefit from them. More »

See the key parts that make up an insurance score and how you can improve yours. More »

Find out what's in your credit report and how you can maintain good credit health. More »