US Bankcard Industry Benchmarking Trends: Q1 2026
Delinquency rates are beginning to stabilize, but millions of American consumers are still running out of financial runway
Amir Sikander
Amir Sikander joined FICO in 2019 and is a principal consultant, who designs and devises visionary approaches to business challenges, relying on years of experience working with clients worldwide, leveraging new data science expertise, proven analytics techniques and FICO’s leading platforms, to drive success and improved performance for clients. Amir is on a mission to help organizations unlock the full business value through digital transformation, decision management software, and analytics. Before joining FICO, Amir held many key roles at financial institutions such as JP Morgan Chase, and Scotiabank.
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Canada Bankcard Industry Benchmarking Trends: Q2 2025
Credit card insights uncover developing financial pressures affecting many Canadians
Canada Bankcard Industry Benchmarking Trends: Q1 2025
Credit card data reveals many Canadians are struggling to pay off their monthly balances
Canadian Bankcards: Delinquencies on Monoline Cards Are Rising
FICO's Canadian Bankcards Industry Benchmarking Trends for Q2 2024 show monolines delinquencies have reached pre-COVID levels
Rising Delinquencies in Canada Point to Need for Stress Testing
Canadian cards data for the second quarter of 2023 shows the need for lenders to project unexpected rapid shock to portfolios, staffing, and expenses
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