AI in Banking Transformation: The Real Gap Isn’t Technology, It’s Trust at Scale
The $4.4 trillion in added AI productivity growth potential will go to institutions that build the right infrastructure
Nikhil Behl
As President, Software for FICO, Nikhil Behl leads the company’s technology and go-to-market operations for its global software business. He also leads the company’s global marketing operations. His previous positions at FICO include CMO, EVP of Software, and EVP of Sales and Marketing for software. Nikhil has more than 20 years of e-commerce and technology experience and has worked at large established tech companies such as Hewlett Packard as well as numerous Silicon Valley startups.
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Accenture and FICO Collaborate to Scale AI-Powered Intelligence for Enterprises
Closing the Gap Between AI Investment and Business Outcomes
Top Fintech Innovators of 2026 Recognized by FICO
The FICO® Decision Hero Awards return for a second year to honor industry's top talent
Where Enterprise AI Succeeds or Stalls
FICO® Platform extends across the full AI value chain, bringing data quality, pipeline operations, and decision lifecycle management together in a single governed environment.
FICO® Named a Leader in the 2026 Gartner® Magic Quadrant™ for Decision Intelligence Platforms
FICO was recognized for Completeness of Vision and Ability to Execute in decision intelligence platforms report
Meet Our 2026 FICO Decision Awards Judges
Top executives and analysts will evaluate how FICO customers are using AI and decisioning technology to drive measurable business outcomes
50,000 Monthly Accounts with Automated Credit Approvals
UnionBank leverages FICO Platform for automated credit approvals, integrating Citibank systems and enabling 5-minute onboarding at scale.
FICO Platform Drives R$1B Digital Rural Credit in Brazil
Bradesco delivers agriculture finance solutions to 500,000+ farmers via E-agro, Brazil’s first fully digital rural credit platform, powered by FICO® Platform
2026 FICO Decision Awards: Nominations Now Open
Call for analytics and digital transformation champions!
AI Decisioning Platforms: The Power of Disruptive Innovation
Forrester Research has recognized FICO® Platform as a leader in the AI Decisioning Platforms Wave
Bradesco Fights Fraud with AI and FICO Platform at Scale
Brazilian banking giant modernizes fraud detection and account onboarding with AI on FICO Platform, securing 1B transactions and doubling approval speed
Navigating Risk Management with Machine Learning
The Santander US Auto business, one of the largest auto lenders in the U.S., has won a 2025 FICO® Decisions Award for its use of machine learning
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